Ideas notebook

The other things that you can be taking notes on are the ideas of how to earn extra money. Write these ideas down on a separate page. It is essential to write down any ideas that come to your mind, even if you think they are difficult or impossible to execute. Grow your collection of thoughts about how to earn extra income, you may later use some parts of the ideas that you would otherwise have discarded as useless. 

Some of the benefits of keeping a spending notebook: 

  • teaches you financial mindfulness
  • teaches observation skills 
  • teaches becoming more consistent 
  • brings your attention to things you overspend on
  • helps you spot spending patterns that do not serve you well 
  • helps to identify significant unplanned expenses, which can take you by surprise
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